Helping to restore the dream one home at a time.....Guardian Home Solutions is dedicated to helping Minnesota homeowners stay in their homes. Our Team of experts will work with you to help you find and achieve a solution for you and your family. Federal Loan Modification Programs and Traditional In-House Loan Modification Programs are currently available to protect families from losing their homes to foreclosure. Unfortunately, home owner’s that attempt to deal directly with their Mortgage Bank are often declined. Our attorney based Loan Modification Team has helped thousands of homeowners successfully achieve a permanent modification and save their homes. Our team knows the qualifications and know how to get loans modified. We will meet with you personally and evaluate your situation to provide a safe and secure plan of action to help you achieve saving your home. We are dedicated to helping you and your family. When it comes to the subject of Loan Modifications, there are volumes of misinformation propagating the internet and the news, as well as in newspapers and even magazine articles. This misinformation includes what lenders and servicers will and will not do during the life cycle of a loan modification. The fact of the matter is that these “authors” have no real world experience in the field. Many times home owners are caught in the never ending process of the “Trial Modification” lasting 3,6 or even 12 months without an answer. Yet Our Team in many cases has found a resolution for these families. Our team has helped many families who were previously denied to achieve an approval for a Loan Modification. We know how hard, difficult and confusing it can be dealing with your lender. We understand where you are at and who you are, you are not just a number, you are a “Family” “Real People” who deserve to keep your home. Call us today! No Longer In ServiceCopyright 2012 Guardian Home Solutions.All rights reserved!Facing Foreclosure?If your home is at risk of foreclosure you are not alone. Millions of people throughout the U.S. are currently facing the foreclosure of their home. Everyone seems to have an opinion as to why this is happening. Some say it is the lenders fault, some say the borrowers, others point to the economy. For people that are facing foreclosure it doesn't matter. What matters is what to do now.There are alternatives to foreclosure but the only real way to cure the problem is to resolve the debt. In the early stages of the foreclosure process you may be able to come to terms with your lender on a payment plan. As the property sale date approaches your options become more limited. The time it takes to foreclose on a home varies. The important thing to remember in the foreclosure process is that time is not your friend.